What is the best HELP repayment option for all graduates?
Combining a lower repayment scale with a super option would allow for earlier repayment of HELP loans and greater flexibility for graduates to manage living expenses early in their careers.
Students living overseas should have to repay their loans.
Overseas debtors should have to repay their student loans, but it won't recoup as much as repayments from deceased estates.
Students undertaking vocational courses are less likely to pay back their student loan given many don’t earn over the repayment threshold.
More than a third (40%) of government loans to vocational education and training students will never be repaid, according to a new analysis by the Grattan Institute.
The idea of adding student income support to their HELP debt has been floated, but student debt is already high.
A Grattan Institute report I co-authored highlights student debt costs, with the finding that the government could save $800 million a year by retrieving unpaid debts from deceased estates and students…
Retrieving unpaid student loans from deceased and abroad students would help bring the cost of student debt down.
The government could save A$800 million a year by recovering unpaid student loan debts from deceased estates and students…