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Rarely do we think about what super is for, and even more rarely do we think about whether it is capable of achieving those aims.
Australian banks’ capital levels must be ‘unquestionably strong’, according to the Financial Systems Inquiry.
AAP/Dean Lewins
Some argue, determinedly and erroneously, that when functioning correctly bank capital levels are almost magical things.
Greater efficiency does not necessarily flow from greater competition.
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Competition between super funds should drive innovation and efficiency, not be an ideological tool.
The long-awaited look into super is happening.
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The Productivity Commission has set in train a comprehensive evaluation of how super works.
Can culture be regulated?
AAP/Dean Lewins
There are limitations to the narrative that more regulation can help tackle toxic bank culture.
Will home owners consider the non-bank sector as major banks increase lending rates?
Reuters/David Gray
Last week, Westpac hoisted its lending rate by 20 basis points in a bid to recover the costs of recent capital raisings. There is speculation other banks will follow. Australia’s non-bank lenders could…