Articles on Affordable housing

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Governments alone cannot bridge the gaps and support affordable housing for seniors. shutterstock

Social impact investment can help retirees get the housing and care they need

Any significant decline in home ownership or equity in a home impacts higher care needs: older people will not have an asset to sell to fund the bonds required to enter aged care accommodation.
Treasurer Scott Morrison is eyeing bond aggregation as a way to finance social housing, but government funding is still needed under that model. Mick Tsikas/AAP

Affordable housing, finger-pointing politics and possible policy solutions

In the second part of our review of what The Conversation experts have to say about housing, we focus on affordability, social housing and what government can do about a growing crisis.
The Turnbull government’s line that supply is the key to affordability finds little support among housing experts. Dan Himbrechts/AAP

What housing issues should the budget tackle? This is what our experts say

Housing experts writing for The Conversation largely agree on the government policies that are causing negative distortions in the market and the wider economy. And supply is not the key concern.
Impact investing emerged in 2007 out of global discussions on how to mobilise more capital to tackle societal problems. shutterstock

Explainer: the rise of social impact investing

Impact investments are designed to achieve a measurable social or environmental – as well as financial – return.
The financialisation of housing has become central to wealth creation in Australian households. Andrey_Popov from www.shutterstock.com

Explainer: the financialisation of housing and what can be done about it

We now value the house as a wealth builder, not just a place to live in and raise a family. The result is a distorted investment market that makes home ownership and rental unaffordable.
To meet the needs of lower-income households, housing should be both affordable and located near public transport and other services. Graeme Bartlett/Wikimedia

What a difference a month makes, but Victoria can still do more to get housing and planning right

Victoria has been lagging behind other states in developing an affordable housing strategy. Now that one has been released, how well does it meet the needs of households on lower incomes?
Generation X and Y are equally, if not more aggressive than baby boomers when investing in property. Chris Devers/Flickr

Business Briefing: how the attitudes of the next generation are changing the property market

Business Briefing: how the attitudes of the next generation are changing the property market. The Conversation18.5 MB (download)
There's been a shift in attitudes to the property market over generations, from owning a home as a right, to owning a home as a commodity.
Scott Morrison has recently broadened the range of affordable housing policy options he’s considering, and moving beyond simplistic supply-side solutions would be a positive development. Mick Tsikas/AAP

Australia’s almost a world leader in home building, so that isn’t a fix for affordability

The housing supply solution our leaders are advocating will only work if affordability is simply a problem of supply. In fact, Australia is almost a world leader in rates of new housing production.
New South Wales is the state that has suffered the biggest fall in available public housing stock since 2009. This has led to protests. Teresa Parker/AAP

Australia needs to reboot affordable housing funding, not scrap it

Although the federal-state agreement does it inadequately and lacks transparency, an enduring program of federal funding for operational expenses is essential to sustain the social housing system.
Any attempt to improve security for tenants should not deprive them, or their landlords, of the flexibility that many also want. David Crosling/AAP

Rental insecurity: why fixed long-term leases aren’t the answer

Any attempt to improve security for tenants should not deprive them, or their landlords, of the flexibility that many also want. The key problem is landlords' ability to give notice without a reason.
The homeless people evicted from Flinders Street in Melbourne’s CBD are only the tip of the iceberg of the housing crisis in Victoria. Joe Castro/AAP

States drag feet on affordable housing, with Victoria the worst

Weak state policies, which lack clear targets and mechanisms for providing more and better affordable housing, are part of the problem. Victoria still doesn't have an affordable housing strategy.
To understand how households cope, we may need to look beneath broad patterns of affordability to the interplay of housing costs with other problems. IDuke/Wikimedia Commons

Housing affordability problems might not be all bad

Housing affordability is often not the only problem households face. More often the compounding effects of multiple problems leave people unable to cope, which is why one solution won't work for all.
As well as meeting his UK counterpart, Philip Hammond (flanked by Australian High Commissioner Alexander Downer), Scott Morrison has been talking with UK housing finance experts. Will Oliver/EPA

Sensible reform to finance affordable housing deserves cross-party support

Scott Morrison has been exploring a UK model for channelling investment via a specialist financial intermediary into new affordable housing provided by landlords with a social purpose. It makes sense.
This transit-oriented development in Oakland, California, combines residential housing with easy access to local transport options and amenities. Eric Fredericks/flickr

Make housing affordable and cut road congestion all at once? Here’s a way

A combination of transit-oriented centres, inclusionary zoning and a special rate on land instead of stamp duty could make housing more affordable by cutting congestion, development and travel costs.
The housing affordability crisis isn’t limited to the big cities – the Tweed Heads area, for instance, is rated worse than Melbourne in the latest survey. AAP

A housing affordability crisis in regional Australia? Yes, and here’s why

The affordability crisis in regional Australia has a long history. In some places the problem is even worse for residents than in the capital cities.
NSW Premier Gladys Berejiklian needs to shed the Treasury view of housing construction as a silver bullet and back former premier Mike Baird’s social and affordable housing program. Nikki Short/AAP

If you’re serious about affordable Sydney housing, Premier, here’s a must-do list

The new NSW premier is right to identify housing affordability as a priority for the people and economy of Sydney. It's not just housing supply that's the problem – action is needed on many fronts.

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