One in seven Australian households is in a state of housing need. A shortfall in social housing supply means some are locked out of the market and others pay much more for rent than they can afford.
Parental separation substantially raises the risk of homelessness by the age of 30 for girls and boys, but only boys are affected by a break-up after the age of 12.
Housing affordability is often not the only problem households face. More often the compounding effects of multiple problems leave people unable to cope, which is why one solution won't work for all.
For the increasing proportion of people living in private rental accommodation who can expect to be dependent on the age pension, the prospects of financial and housing insecurity are grim.