Artículos sobre 401(k)

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Financial decisions can be a real maze. Andrii Vodolazhskyi/Shutterstock.com

Why we hate making financial decisions – and what to do about it

Research suggests that the reason people may put off funding their 401(k) plans or managing credit card debt is because our perception of finance as 'cold' conflicts with our hot-blooded emotions.
Most Americans will be pinching pennies after they retire. Retirement pennies via www.shutterstock.com

Why are so many Americans struggling to save for retirement?

The presidential candidates are largely ignoring one of the biggest economic issues facing Americans: more than half are struggling to save enough for retirement.
The compulsory super scheme in Australia is clearly superior to the voluntary 401(k) scheme utilised by the United States. Image sourced from www.shutterstock.com

Our super system isn’t perfect - but for a failure, look to the US

When you consider that the average US household will have just $104,000 in retirement savings, Australia's compulsory super system starts to look like a really good idea.

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