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Articles sur Credit

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The first microloans were made to women in rural Bangladesh in the 1970s. Banesa Khatun (far left) here in 2006, was still using Grameen Bank 30 years later. Rafiquar Rahman/Reuters

Yes, microlending reduces extreme poverty

A new study finds that giving small loans to very poor people reduces both the incidence and depth of poverty in the developing world.
Financial inclusion has been touted as one of the solutions to addressing poverty in South Africa. REUTERS/Siphiwe Sibeko

South Africa’s social grants: busting the myth about financial inclusion

Entities at the centre of the storm engulfing South Africa’s social grants distribution system have claimed to be champions of financial inclusion. The claim in itself is scandalous.
Can an algorithm explain itself? Robot decision via shutterstock.com

Did artificial intelligence deny you credit?

A European Union law will require human-understandable explanations for algorithms’ decisions. A team of researchers has found a way to provide that, even for complex calculations.

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