Articles sur Peer to peer lending

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Alternative sources of information about an individual’s behaviour provide new opportunities for credit assessment. Image sourced from shutterstock.com

What you need to know about peer-to-peer lending

Peer-to-peer (P2P) has the potential to challenge the dominance of traditional financial institutions like banks, but involves new risks for both lenders and borrowers.
Technology is changing finance in ways Jefferson would never have imagined. Marie Shearin Images/Shutterstock

A wave of financial tech firms is shaking up the world of banking

Digital technology and pervasive access to the internet have reshaped many industries, and banking is no exception: Hampden and Co is the latest in a short but growing list of digital-only banks built…
Could online peer to peer lenders compete with major banks? Flickr: Alan Levine

Could peer-to-peer lending challenge our banks?

In a recent speech, Bank of England executive director Andy Haldane has said that peer-to-peer (P2P) lending through online sites has the potential to eventually replace old-fashioned banking. It was followed…

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