Government price controls start with good intentions but often result in unintended consequences.
We are paying more for our health insurance because we are using it more. No crude, short-term measures to restrict premium growth will deal with this fact.
There’s an economic case for scrapping the rebates.
Private health insurance is meant to take pressure off the public system. But with exclusionary policies, people are increasingly avoiding the levies and using the public system anyway.
Australia’s investment in community mental-health services is subordinate to our focus on care provided by public and private hospitals.
DAVID MARIUZ/AAP Image
Recently announced changes to private health insurance reinforce the primacy of hospitals for mental health issues. This is despite many inquiries recommending better community mental-health care.
‘HOW MUCH has my health insurance gone up?!’ There’s a simple reason premiums are increasing.
The government's latest changes to private health insurance won't affect the cost of premiums.
The federal government has announced over a dozen changes to private health insurance.
Whether a 10% discount is enough to increase health insurance take-up by young people, many of whom are in precarious employment arrangements or unemployed, is a question for the marketeers.
Going home after a total knee replacement and having regular physiotherapy means you recover just as fast as if you’d chosen to stay in hospital for your rehab. And it’s cheaper.
Private patients who stay in hospital for costly rehab after major knee surgery recover just as fast as people who go home and have physiotherapy. So, why pay more?
Dissatisfaction with private health insurance policies is growing.
The AMA are pushing for simplified insurance packages that would see gold, silver and bronze products offered. This won't solve the overall problem with private health insurance.
A byproduct of Australia’s fractured federalism is that both the Commonwealth and state governments fund public hospitals.
Leaked documents of a secret 'taskforce' to reform public hospital funding reveal some controversial proposals. So how are hospitals funded and why might this need changing?
Consumers continue to view private health insurance as poor value for money.
The 30% subsidy for private health insurance was predicted to be a bad and costly policy many years ago. And 20 years later, the only thing that's changed is the $6 billion-plus hole in the budget.
It’s basically impossible to tell the difference between various policies and levels of cover.
For the first time in 15 years, as premiums and complaints rise, the proportion of the population with private health insurance is declining.
After days of waiting, Malcolm Turnbull will form a government.
What did the Coalition promise during the campaign in 11 key policy areas, from health to infrastructure to jobs?
Health is the most important election issue for Australians aged over 50.
Health is always a key factor in deciding which way to vote. So what have the major parties promised in health? And what could these changes mean for consumers?
Would you put a heart in a machine’s hands?
robot heart via www.shutterstock.com
A key goal of the Affordable Care Act was to lower health care costs, but first we have to help individuals make better choices.
The most common reason for choosing private hospitals is shorter waits for elective surgery.
Around a quarter of people with private health insurance still choose to use the public system. Why?
The 2016 increases range from 3.8% for the Doctor’s Health Fund, to just under 9% for CUA health Fund.
The 5.6% increase amounts to the average family paying about $300 more a year for an average policy.
The scene for change has been set. But will the health minister act?
We start 2016 with big challenges for the health system and uncertainty as to how governments will meet them.
The scheme would be mandatory but consumers would be able to choose their preferred provider.
All insurers would have to provide a comprehensive set of health services to its customer, covering all aspects of their health care.
Ancillary cover, otherwise known as ‘extras’, includes the likes of dental, physiotherapy, optical care and natural therapies.
Removing subsidies for the 50% with private health insurance is politically unpalatable. But scrapping rebates for ancillary services can be a good place to start.
Medicare exists to ensure all Australians have fair and equal access to health care regardless of risk factors. Private health insurers don’t necessarily have the same objective.
A new survey, which is part of a widespread government consultation on private health insurance, has caused a stir by suggesting health insurers might be able to set premiums based on health risk factors…
Consumers face significant out-of-pocket costs when using their insurance.
The private health insurance is complicated and difficult to navigate. Here's what we need to do to better protect consumers.