Articles sur Private health insurance

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Going home after a total knee replacement and having regular physiotherapy means you recover just as fast as if you’d chosen to stay in hospital for your rehab. And it’s cheaper. from www.shutterstock.com

Most private patients are wasting money on costly rehab after major knee surgery

Private patients who stay in hospital for costly rehab after major knee surgery recover just as fast as people who go home and have physiotherapy. So, why pay more?
It’s basically impossible to tell the difference between various policies and levels of cover. from www.shutterstock.com.au

Is the investment in private health insurance worthwhile?

For the first time in 15 years, as premiums and complaints rise, the proportion of the population with private health insurance is declining.
Ancillary cover, otherwise known as ‘extras’, includes the likes of dental, physiotherapy, optical care and natural therapies. Karolina Kabat/Flickr

Should taxpayers subsidise extras for private health insurance holders?

Removing subsidies for the 50% with private health insurance is politically unpalatable. But scrapping rebates for ancillary services can be a good place to start.
Medicare exists to ensure all Australians have fair and equal access to health care regardless of risk factors. Private health insurers don’t necessarily have the same objective. AAP/Mick Tsikas

Why bother trying to make private health insurers do what Medicare does?

A new survey, which is part of a widespread government consultation on private health insurance, has caused a stir by suggesting health insurers might be able to set premiums based on health risk factors…
The government is effectively undermining the power of Medicare as a single payer and the role of Medicare as a universal provider. Peter Boyle/AAP

The debate we’re yet to have about private health insurance

In the final instalment of our series, Lesley Russell asks whether Australians need private health insurance, and what a two-tiered systems means for quality, access and equity.

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