Why not give bankers conditional bonuses, paid out only after they have retired scandal-free?
Conditional superannuation which can we withdrawn years after bankers retire might be the best way to get them to do the right thing.
Properly funding the aged care we need will require innovative solutions. Better taxing super is one of them.
The income within super funds is poorly taxed. Taxing it better could properly fund aged care.
Most retirees are financially secure. Many earn more than they did while working, the Grattan Institute finds.
Compelling Australians to put even more into super runs the risk of giving them a better standard of living in retirement than they had while working.
Former prime minister Paul Keating is promoting Super Mark II. It would take an extra 2-3% of salaries.
Former prime minister Paul Keating wants to divert an extra 2-3% of our salaries to 'longevity insurance'. It's what the pension was meant to be for.
Women asked to draw their careers draw circles, zig zags and snakes and ladders.
It's not just low pay and interrupted work that makes women poor in retirement.
Brendan O'Connor on Labor’s industrial relations agenda
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O'Connor says Labor remains totally opposed to the government's Ensuring Integrity legislation, which the Coalition wants to resurrect. "I can't see this bill in any way being salvageable."
As the dream of home ownership eludes more and more older Australians, this has big implications for retirement, pensions and government spending on rental assistance.
Until now most people have eventually owned a home. But two trends – falling ownership and a growing aged population – will put the budgets of retirees and government under real pressure.
Labor’s plan to pay super to women on paid parental leave would barely boost their retirement incomes.
Bill Shorten says Labor's plan to make super contributions on behalf of women on paid parental leave would have a "big impact". We find its impact would be be minuscule.
There’s still money to be made steering people into bad products.
Dud insurance is the tip of the iceberg.
We need a link from returns on infrastructure assets straight through to pensioners.
Instead of matching long-term pension liabilities to long-term investments, investment markets fixate on short-term liquidity. A new approach is needed.
Tax rules baked into superannuation favour those on low and high incomes.
Everyone is better off under the superannuation guarantee levy, but low and high income earners see a greater benefit than those in the middle.
The best advice is still to keep track of your super yourself.
Despite recent reforms, the superannuation system is still beset with problems such as high fees and patchy performance. You need to pay attention if you want to make sure your nest egg's in the best hands.
Currently, the employer nominates a fund which people are defaulted into if they don’t make a choice.
The Productivity Commission report recommends young workers should be given a "best in show" shortlist set by a "competitive and independent process."
The government has made life insurance opt-in for younger superannuation fund members.
The changes could save members up to A$3 billion, but they don't tackle the problems of total disability insurance.
Women are less active in managing their super when there are more men in the office.
If a superannuation fund member is at a workplace where a lot of colleagues make changes to their investment strategy, it becomes significantly more likely that they themselves will make a change.
With more Australian workers joining the gig economy, questions about how these workers will fare in their retirement are becoming more pressing.
Unlike shareholders, super fund members won’t have the same powers at AGMs to hold executives to account.
Many of us barely glance at our own superannuation account balances, so it’s reasonable to predict that only a tiny fraction are likely to go to a super fund annual meeting.
A comparison of the Australian and New Zealand retirement systems.
While you can't say one retirement system is better than the other, Australia can learn a lot from New Zealand's simpler and more flexible system.
Those already working will face tax increases of 1%-2% of their income from 2018.
The government should add a 'super payment option' that allows graduates to offset the cost of their HELP repayments.
A Shorten government would double the screening fees on foreign investment and financial penalties that apply to foreign investment in residential real estate.
Labor will promise to ban direct borrowing by self-managed superannuation funds, as part of a housing affordability policy released on Friday.