It's when times are good that the seeds of the next financial crisis are sown.
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Articles on Banks
Displaying 1 - 20 of 192 articles
Challenger banks are on the rise but they need to prove themselves to be trustworthy to survive – and profit.
Restructuring might help manage conflicts of interest between offering advice and selling products, but it doesn't fix the culture that sacrifices customers' interests to the pursuit of profits.
The president recently nominated a new permanent director to take over the Consumer Financial Protection Bureau. With the CFPB doing a fraction of the work it did under Obama, what kind of agency will she lead?
Evidence in front of the banking royal commission today is very similar to the case that sparked consumer protection laws more than 30 years ago.
While codes of conduct in banking may help, the tsunami of financial regulation over the past few decades has swept aside much of the sense of personal accountability.
The financial institutions fronting the Financial Services Royal Commission are also the ones controlling mortgages, so will an expose of their dealings push property prices down?
As the banking royal commission continues to expose wrongdoings, the pressure is intensifying on the corporate regulator.
This bald-faced refusal to acknowledge their own inconvenient history in part comes from the politicians' belief that if you just burnish the "spin", you can get away with saying anything.
Michelle Grattan speaks to University of Canberra's Deep Saini about the week in Australian politics.
Just why the government was so keen to shield an industry where wrongdoing had been obvious is not entirely clear.
South Africa's land reform process will fail if it continues to neglect small and emerging black farmers.
In psychology, we know people don’t always think through their decision-making in a rational and linear way when placed under situations of stress.
Most of us bargain hunt when shopping for a new blouse or pair of blue jeans, yet for some reason we don't with interest rates, potentially costing us thousands of dollars.
The Financial Services Royal Commission can ask the banks for the material it wants, in the form it wants.
Research shows the majority of consumers have low financial knowledge and experience, but they are also prone to behavioural biases that don't help.
Mick Mulvaney has only been in charge of the Consumer Financial Protection Bureau for two months, but he's already made many decisions that will leave consumers worse off.
CBA's risk management strategy clearly states that responsibility rests with the board of the bank for any wrongdoing.
Our financial regulators ASIC and APRA need a board of oversight, similar to what the UK has, to keep them in check.
The latest report from the Grattan Institute, finds that claims about Australia being dominated by oligopolies are overblown.
Top contributors
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Professorial Fellow, University of Canberra
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Pat McConnell is a Friend of The Conversation.
Visiting Fellow, Macquarie University Applied Finance Centre, Macquarie University
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Research Director of Australian Centre for FInancial Studies and Professor of Finance at Melbourne and Monash Universities, Australian Centre for Financial Studies
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Vice Chancellor's Fellow at Victoria University and Adjunct Professor of Economics, Victoria University
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Senior Lecturer, Faculty of Law, University of Western Australia
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Professor, Finance, UTS Business School, University of Technology Sydney
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Adjunct Professor, Swinburne University of Technology
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Emeritus Professor of Accounting, University of Essex, University of Essex
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Professor of Accounting, Banking and Finance, University of Canberra
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Professor of Organisational Behaviour, Cass Business School, City, University of London
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Lecturer, Adelaide Law School, University of Adelaide
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Vice-Chancellor and President, University of Canberra
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Professor of Law, St. John's University
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Adjunct professor, Monash University
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Senior Lecturer, Griffith Law School, Griffith University
