Failure to further strengthen the compulsory super system would be disadvantageous to many future retirees and be an added burden on a later generation of taxpayers.
Liberal senator Andrew Bragg is one of the Coalition backbenchers who oppose the scheduled superannuation guarantee rise to 12%. They are looking to the retirement incomes inquiry to leverage change.
Indigenous students usually start university later in life.
Photo by Edwin Andrade on Unsplash
A recent Productivity Commission report showed the demand driven system of university funding didn't increase participation rates for Indigenous students. But our analysis actually shows the opposite.
More students from lower socioeconomic backgrounds are attending university than a decade ago.
University enrolments surged from 2012-2017 due to demand-driven funding. But they were would have risen anyway, perhaps just not as quickly.
Using a variety of statistical analyses, the authors have found no evidence of more employment in hospitality and retail because of reduced penalty rates.
Australia's Fair Work Commission concluded that cutting penalty rates would create more jobs. Our research suggests it was wrong.
Former Labor prime minister Paul Keating, the father of Australia’s compulsory superannuation system, with former prime minister Julia Gillard at Labor leader Bill Shorten’s campaign launch in 2016.
A full throated inquiry into superannuation and whether we need more could be the last best thing the Coalition does.
Labor wants young Australians defaulted into insurance the Productivity Commission says most don’t need.
Labor's proposed amendments to the Coalition's Protecting Your Super Bill would have cost young Australians $400 million a year.
Specify what you want, and that might be all you’ll get, whereas if you are vague…
Counterintuitively, vague incentives are often stronger than clear ones.
The Commission found some super funds treat people very badly, but it was prevented from examining the idea of superannuation.
The Productivity Commission was only permitted to examine the efficiency of the super system. A quarter of a century on, it's time to examine the design of the system and who it helps and hurts.
We find it hard to read forms and to understand risk, so we stick with what we know.
Picking an dud superannuation fund can cost you about 13 years’ pay over a working lifetime, roughly the value of an apartment in Melbourne or Sydney.
Australia’s super system could give us so much more to retire on, without taking more out of our wages.
Increases in super contributions come out of our own pockets. In the past Shorten and Keating have conceded this.
The Productivity Commission can build a case about the economic benefits of unclogging waiting rooms.
The strength of the Productivity Commission inquiry is that it will use an economic rather than a purely health lens.
Artists can be denied control of their creations for life. Bryan Adams at the 2015 AFL Grand Final.
Individual creators get too small a share of copyright's rewards. What Bryan Adams is proposing in Canada could also work in Australia to help authors get paid and keep works available to the public.
The best advice is still to keep track of your super yourself.
Despite recent reforms, the superannuation system is still beset with problems such as high fees and patchy performance. You need to pay attention if you want to make sure your nest egg's in the best hands.
Currently, the employer nominates a fund which people are defaulted into if they don’t make a choice.
The Productivity Commission report recommends young workers should be given a "best in show" shortlist set by a "competitive and independent process."
More Australians are joining the NDIS than predicted, so cost predictions have had to be updated.
Treasurer Scott Morrison abandoned the proposed increase to the Medicare levy to pay for the NDIS. Here's what you need to know about how the NDIS is funded, and how cost predictions have changed.
Advances in machine learning may allow data that is de-identified now to be re-dentified in the future.
Words matter – not just for building trust and understanding, but for weighing up legal issues. So maybe "open" and "shared" aren't the right words to use when we refer to our data.
Australian Trade Minister Steve Ciobo (right) with Peruvian Foreign Commerce Minister Eduardo Ferreyros after signing a free trade agreement.
Australia recently signed a free trade agreement with Peru and more are on the way. At the same time it is part of a global trend of stealth protectionism among developed countries.
In a new study, various creators described the process of obtaining copyright permission as ‘incredibly stressful’, ‘terrifying’ and ‘a total legal nightmare’.
A new study has found copyright law can act as a deterrent to creation, rather than an incentive for it.
Teaching-focused academics are often considered to be “lesser” academics.
Cultural bias against teaching-only academics will see them get the axe in funding cuts to higher education.
One reason universities might not achieve good student outcomes is that they do not spend enough money on teaching.
Universities now have the incentive and flexibility to respond to student interests, and we shouldn't distract them with policy changes that could make things worse.