Articles on Student loan debt

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Left: Robert Smith. Right (clockwise from left): Beyonce Knowles-Carter, Jay-Z, LeBron James and Nicki Minaj. Reuters, USA Today

Could black philanthropy help solve the black student debt crisis?

A recent gift by billionaire Robert Smith to pay off the student loans of 2019 graduates of Morehouse points to the potential of America's black elite to pay off all black students' college loans.
New debit cards being issued by the U.S. Department of Education could be used to track student spending. sakhorn/www.shutterstock.com

New debit card for federal student loan borrowers could save money, but concerns linger

A new debit card being issued to federal student loan borrowers on a trial basis may save them time and money, but it could also enable a bank to study their spending to sell them more products.
Students from 2015 graduating class of Texas Southmost College. Brad Doherty/AP

Why accountability efforts in higher education often fail

Despite good intentions, efforts to hold colleges and universities accountable often miss the mark. The reasons why range from politics to resistance among the institutions themselves.
The proposed tax bill could make higher ed even less affordable. AP Photo/Rich Pedroncelli

How the tax package would slam higher ed

Republican lawmakers say the proposed changes to the tax code would 'streamline' higher ed benefits. But this overhaul would squeeze many, if not most, students and schools.
How can we help the tens of thousands of college students who have been defrauded? SpeedKingz/Shutterstock.com

Why students need better protection from loan fraud

Students across the country have been defrauded by for-profit schools. Fine print in their enrollment contracts has stopped them from bringing their cases to court, but new rules could help.
Betsy Devos has been busy advancing a conservative education agenda since her confirmation earlier this year. AP Photo/Jacquelyn Martin

Betsy DeVos’ 6-month report card: More undoing than doing

From student loans to Title IX, Betsy DeVos has had a busy six months in office. But despite numerous reversals of Obama-era guidelines, little has come in the way of tangible policy.
Has student debt changed because the purpose of education has changed? John Collier/Library of Congress, Ermolaev Alexander/Shutterstock.com

From public good to personal pursuit: Historical roots of the student debt crisis

About 44 million Americans are still paying off student loan debt. But it didn't always used to be this way. As the perceived purpose of a college education changed, so too did the way we pay for it.
A cap is a sensible option, but it must form part of a total redesign of the VET financing system. from www.shutterstock.com

Student loan caps must be part of total redesign of vocational funding system

Loan caps are only a partial solution to a much bigger problem – declining public investment in VET and a dysfunctional VET financing system, which neither side of politics has been willing to address.

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