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Unless the demand pressures are eased, first home buyers are still likely to be crowded out of the market. Sam Mooy/AAP

Budget needs a sharper policy scalpel to help first home buyers

The budget acknowledges the crisis of affordability for first home buyers, but fails to do enough about demand pressures on prices to put home ownership back within their reach.
Rapid rise of Australian house prices have created disagreement between economists on whether a housing bubble currently exists. Brian Birdwell/flickr

What economics has to say about housing bubbles

Economists struggle to agree on when and where housing bubbles occur, but bubbles all have similar characterisitics.
People with intellectual disability face so many barriers to finding a home of their own that it’s hard to pick one. shutterstock

The forgotten 660,000 locked out of home ownership

Think it's hard for first-home buyers? Ask people with an intellectual disability about it.
Despite all the proposals to combat housing affordability, Scott Morrison will need to make hard political decisions on policies that will actually make a difference. Lukas Coch/AAP

The latest ideas to use super to buy homes are still bad ideas

The latest thought bubbles about using super savings for housing might be less harmful than in the past, but they would be just as ineffective.
On current trends, renters will eventually outnumber home buyers, representing a fundamental shift in how the economy and wealth generation work. Mick Tsikas/AAP

Moving on from home ownership for ‘Generation Rent’

Generation Rent may force a complete rethinking of home ownership as a basis of our housing systems. Rather than representing security, these housing markets make us vulnerable.
On average, Gen Ys are $50,000 short of the deposit they expect they’ll need to buy their first home. Lolostock from www.shutterstock.com

What’s the key to home ownership for Gen Y?

Without long-term solutions to the imbalance between incomes and house prices, Gen Ys face a lifetime of renting without the financial and emotional security of home ownership.
Allowing people to raid their superannuation early is likely to have significant unintended consequences. Image sourced from shutterstock.com

We need to talk about super, not just first home buyers

Australia's retirement income system is unsustainable, and there seems little political appetite to tackle the big issues.
New homes like this one in Sydney’s south-west would be within reach for more first-time buyers in New South Wales if the state government supported shared home buying schemes. Dean Lewins

NSW is dragging its feet on help for aspiring first home owners

New South Wales is Australia's most populous state, with the most expensive capital city – yet it's done less than many other states to develop cost-effective options for aspiring home owners.

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