Yes, savings from increased participation in private insurance outweigh the costs the government incurs by subsidising private health insurance rebates. But rebates can be better targeted.
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Artikel-artikel mengenai Private health insurance
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We found rebates don’t do much to encourage older people to sign up for private health insurance.
Governments spend billions of dollars every year to encourage us to take up private cover. But our research shows this does little to reduce pressure on the public system.
People on higher incomes without private health insurance don’t seem to be swayed by financial incentives, our research shows.
On the basis of government appointment technicalities and religious freedom, Americans may lose free coverage for cancer and blood pressure screenings, HIV prevention medication and other essential services.
Caught up in the latest Medibank cybersecurity breach? Not happy with your premiums? Here’s what you need to know about switching health insurer.
Health-care costs are continuing to rise faster than wages, so many Australian families are finding it increasingly difficult to keep up.
The government has spent $100 billion on the private health insurance rebate. Why? And does it represent value for money?
A sustainable private health insurance system requires enough young, healthy people paying premiums and not making claims. But government policies haven’t achieved this. Here’s what to try instead.
Any pharmacare plan that aims to remove financial barriers to treatment and eliminate inequities should prioritize those who face the highest out-of-pocket drug costs, such as people with disabilities.
It can be hard to work out what calculations to make when deciding on private health. So we asked a health economist to break it down.
During the pandemic, there have been fewer claims on private health insurance. So why are premiums going up?
Drop, suspend, downgrade or keep? Many people are feeling the pinch and wondering if private heath insurance is worth keeping during the coronavirus pandemic. Here’s what to consider.
New private health insurance data show young people are continuing to drop their cover. But the industry’s argument a youth exodus will put pressure on public hospitals isn’t necessarily right.
Young people should pay less for private health insurance. So should people who are healthy, as they’re less likely to access private health care.
In April, private health insurance premiums will increase by an average of 2.92%. It’s the lowest rise in 19 years but still much higher than wages growth. And insurers still make a healthy profit.
Young people don’t see the value in private health insurance and are dropping their cover in droves. Allowing under 55s to pay lower premiums, based on their lower risk, could keep them in the system.
Specialists can charge patients what they want, and some doctors charge exorbitant amounts. A handful of services account for almost 90% of all medical gaps.
Patients often want the option to be treated at home rather than being admitted to hospital. But it’s much less likely to happen if you’re a private patient.
Young people continue to cancel their private health insurance despite discounts to entice them to stay. Instead, we should reduce their premiums based on their likelihood of needing health care.
Kontributor teratas
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Honorary Enterprise Professor, School of Population and Global Health, and Department of General Practice and Primary Care, The University of Melbourne
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Professor, Public Health, Victoria University, Victoria University
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Senior Lecturer, University of Sydney, University of Sydney
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Lecturer, Public Sector Finance, University of Canberra
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Professor of Health Economics, The University of Melbourne
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Senior Lecturer, School of Economics, University of Adelaide
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Professor of Health Economics, University of Technology Sydney
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Professor of Health Economics, University of Bologna, University of Newcastle
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Senior lecturer, Economics Department, University of Technology Sydney
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Adjunct Associate Professor, Menzies Centre for Health Policy, University of Sydney
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Reader in Health Economics, Centre for Health Economics, University of York
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Phd Candidate (Economics), University of Newcastle
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Professor and Director, Macquarie University Centre for the Health Economy, Macquarie University
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Research Fellow, Macquarie University Centre for the Health Economy, Macquarie University
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Adjunct Senior Lecturer, The University of Western Australia
