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Articles on risky behaviour

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Another U.S. bank bit the dust. AaronP/Bauer-Griffin/GC Images via Getty Images

Recent banking crises are rooted in a system that rewards excessive risk-taking – as First Republic’s failure shows

The cause of banking crises since the debacle in the 1980s remains unchanged. Incentives encourage executives to take excessive risks, with few consequences if bets turn bad. It’s happening again.
The mortality rate among young adults is higher than it should be, statistically. Sammie Chaffin/Unsplash

Excessive mortality of young adults: a natural trait?

The risk of dying changes over the course of a lifetime. Very high at birth, it falls and then gradually rises again… except for a peak after adolescence. Why such a statistical anomaly?

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