Start-ups funded via business loans can outperform those using personal loans or only equity.
Challenger banks are on the rise but they need to prove themselves to be trustworthy to survive – and profit.
Stephen Sewell's 1986 exemplifies the traits of the decade: apocalyptic in feel, epic in scope and unforgiving in length
Restructuring might help manage conflicts of interest between offering advice and selling products, but it doesn't fix the culture that sacrifices customers' interests to the pursuit of profits.
Nigeria is failing to prosecute banking executives charged with fraud due to deep weaknesses in the system.
A number of factors have contributed to the horrible stories coming out of the Royal Commission, including market instability and the financialisation of farming.
The charges laid against ANZ and other banks over alleged cartel-like behaviour suggests that Australia is following the United States in cracking down on anti-competitive behaviour.
Evidence in front of the banking royal commission today is very similar to the case that sparked consumer protection laws more than 30 years ago.
While codes of conduct in banking may help, the tsunami of financial regulation over the past few decades has swept aside much of the sense of personal accountability.
Black Canadians encounter systemic bias when banking and can have a hard time obtaining loans for their businesses. Mutual aid co-operatives can offer some true alternatives.
Just why the government was so keen to shield an industry where wrongdoing had been obvious is not entirely clear.
It seems ASIC and the Director of Public Prosecutions will have no lack of evidence to pursue civil penalties and criminal cases. The bigger issue is what charges to go with.
Under the People's Bank proposal, homeowners would be able to borrow up to 60% of the value of their property directly from the Reserve Bank.
The South African Reserve Bank was justified in placing VBS Mutual Bank under curatorship.
The Financial Services Royal Commission can ask the banks for the material it wants, in the form it wants.
Open banking will require data sharing that will disrupt the monopoly that big banks have on customers' financial data. It will boost the range of products and deals available to people.
Next generation finance bots are incredibly sophisticated.
Business Briefing: What happened to the price of Bitcoin? The truth behind big bubbles and crashes.
The Conversation24.8 MB (download)
On this episode of Business Briefing we unpack great heights and crashing lows of a bubble and a crash.
The major banks have tried to downplay their role in manipulating the BBSW interest rate benchmark. But this is not the first instance of bad behaviour.
Scholars say elites are critical to helping ethnic communities thrive. So, who are the Latino elites and what work are they doing for their community?