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Green shoots don’t become tall trees without long-term nurture. Skotkin

Growth based on consumption is only short-term relief

The Office for National Statistics has issued the welcome news that UK GDP rose 0.8% from July to September this year. This is the fastest rate of increase in the past three years and is the third consecutive…
I say, look at the size of this larder. Oli Scarff/PA

Help to Buy is a problem for UK banks, by default

Mortgage rates for the government’s Help to Buy scheme were announced yesterday amid the usual torrent of criticism for a policy that has very few friends. One Daily Telegraph commentator deemed the policy…

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