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Analysis and Comment (5)

Together with the government, the banking sector could play a role in easing the transition for mining workers. Tony McDonough/AAP

HECS for the unemployed: a finance answer to mining’s decline

A decade of strong mining revenue growth has seen workers disproportionately located in the “mining states” of Queensland and Western Australia. With mining investment now waning, workers drawn by in the…
They’re tempting and easy but payday loans are certainly not cheap. Scurzuzu

Payday lenders are out of time in their fight against credit cap

Pressure is mounting on high cost credit companies to face tighter controls when they hand out short-term loans. Debt advice agencies, consumer organisations, anti-poverty campaigners and a cross-party…
Well-intentioned credit protection regulations could make it hard for some people to secure loans. AAP

Responsible lending doesn’t have to be restrictive

The Federal Government has taken significant steps in recent years to protect consumers from predatory lending practices, such as very high-interest “payday loans”. An unfortunate, though surely unintentional…
Good financial inclusion measures will protect consumers from predatory lenders. Flickr/rinkjustice

Giving credit where it’s due will ensure financial inclusion

The Australian government has begun to focus on the issue of financial inclusion, as reflected by an allocation of $60.6 million in this year’s federal budget. This follows earlier government support for…

Research Briefs (1)

Payday lenders target poorer suburbs

Payday lenders are targeting clientele in poorer suburbs across Victoria, according to a University of Melbourne study. In…