Increasing numbers of older Australians face a harder time paying the bills when they retire because they’ll still be paying off a mortgage or renting a home.
People over 65 who still have a mortgage or are renting are projected to double in number by 2031. The trend is likely to hit government budgets and leave more retirees in poverty.
In low-rent outer suburbs, almost one in six households could not afford to keep their house cool and went without meals.
While politicians ignore calls to raise Newstart, alarming levels of financial stress among private renters, particularly in low-rent outer suburbs, show why current welfare payments are too low.
More than just a good investment.
Not all landlords see their properties purely as investments. As welfare reforms take hold, some are starting to take greater responsibility for the well-being of their tenants.
People living in private rental housing were much more likely than social housing residents to say they felt lonely.
Increasing numbers of older Australians don't own their homes. Whether they are private renters or live in social housing can make a big difference to their risk of loneliness and anxiety.
A little help goes a long way in a new home.
Landlords could have a big impact on public health, if they help their tenants to feel at home.
People should be able to feel at home regardless of whether they own the place they live in.
Renting a house shouldn't mean it's not home. Until we change our meaning of home by separating it from ownership, we will never be able to "fix" Australia’s housing crisis.
Uncapped rent increases and ‘no grounds’ evictions leave older women particularly at risk of substandard housing conditions or even homelessness.
Proposed changes to NSW rental tenancy law are an improvement, but do not end the excessive rent increases and "no grounds" evictions that put renters – and older women in particular – at risk.
The right of landlords to terminate a lease with no grounds is the most serious deficiency in residential tenancy laws in New South Wales.
Residential tenancy reforms are before the NSW parliament, but a key reform is missing. In this open letter, housing academics call for an end to landlords' power to terminate leases with 'no grounds'.
As the dream of home ownership eludes more and more older Australians, this has big implications for retirement, pensions and government spending on rental assistance.
Until now most people have eventually owned a home. But two trends – falling ownership and a growing aged population – will put the budgets of retirees and government under real pressure.
Tenants on benefits are left with few options.
Yui Mok/PA Wire
Administrative errors and negative stereotypes lead landlords to discriminate against people on housing benefit.
The old pathways to home ownership have been displaced by more uncertain routes that waver between owning and renting.
Increasingly insecure pathways to home ownership are not just a problem for property markets. The fallout is likely to hit retirement incomes, the welfare base, gender equity and the broader economy.
Over the past year, there has been a surge of enthusiasm in Australia for developing a sector of large-scale institutional landlords.
There is a risk that affordable housing policy may be colonised by for-profit interests if Australia imports the wrong rental housing ideas from overseas.