Retirement

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Most Americans will be pinching pennies after they retire. Retirement pennies via www.shutterstock.com

Why are so many Americans struggling to save for retirement?

The presidential candidates are largely ignoring one of the biggest economic issues facing Americans: more than half are struggling to save enough for retirement.
But when academics retire it’s far from clear what this means. Sal/Flickr

Can academics ever really retire?

When your local butcher or grocer retires, it’s perfectly clear what this means. They are no longer there in the shop when you next go in. Someone else has taken over, or the shop has changed to another…
Social security is on a collision course with insolvency. A little bit of math could keep it safe. Shutterstock

How mathematics could help us save social security

The US Social Security system has been heading toward insolvency for decades, with the program now projected to run a 25% deficit by a little after 2030, according to the Congressional Budget Office. Despite…
Delaying the super guarantee increase will have widespread repercussions. Shutterstock

Putting a real cost on delaying the super guarantee rise

The Abbott government’s deal with the Palmer United Party to freeze the minimum superannuation contribution rate at 9.5% until 2021 will not only cost retirees, it will also see future governments forced…
He’s only 28 years old, but Eamon Sullivan has hung up his goggles. EPA/Julian Abram Wainwright

How athletes such as Eamon Sullivan cope with retirement

As the Commonwealth Games enters its last days, Australian sprinter John Steffenson announced he’s hanging up the spikes after the tournament is over, and diver Matthew Mitcham hinted at retiring too…
They want us to retire at what age? Aletia/Shutterstock

75 is the new 65, so we should all keep working for longer

The idea of raising the retirement age is not popular – most people resent being told they must work for longer. But with life expectancies increasing and people enjoying higher quality of life at older…
Many people prefer casual work and a phased approach to retirement. Shutterstock

If we are to work to 70, we need to rethink work

The norm of permanent full-time terms of employment is under serious challenge. In Australia today more than one-third of employed people work on more variable terms – in particular as casuals (19%), independent…
It’s unrealistic and unfair to expect everyone to have the same retirement age. Shutterstock

The pension age is rising to 70: a case of one size fits some

Australian Treasurer Joe Hockey has confirmed the pension age will rise to 70 by 2035, meaning all Australians currently aged under 50 will be affected. It follows a recommendation from the Commission…

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