Articles on Student loans

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It’s an annual ritual, but commencement still has value. Commencement image via www.shutterstock.com

Why commencement still matters

As students walk to receive their certificates on commencement day, what are the thoughts of their teachers who stood at the same place some decades ago? What has changed?
Waiting to go off. Student debt via PathDoc/Shutterstock

What can defuse the student loan time bomb?

According to a new pamphlet issued by the Social Market Foundation, “the Tories’ student loan system that finances our universities, voted through by the Lib Dems, is a timebomb waiting to go off”. The…
Carrying student debt well in to your adult life can be a heavy burden. Shutterstock

How does debt affect people?

Until now, student debt in Australia has been relatively modest, with low repayment rates, low indexation and high repayment thresholds. This won’t be the case if the government proceeds with changes mooted…
The idea of adding student income support to their HELP debt has been floated, but student debt is already high. Shutterstock

Student debt costs are an obstacle to new student loans

A Grattan Institute report I co-authored highlights student debt costs, with the finding that the government could save $800 million a year by retrieving unpaid debts from deceased estates and students…
Four years after mass protests, dreams of going to uni are dropping. Tim Ireland/PA Archive/Press Association Images

Can we stop worrying about university application rates?

It was clear that recent fundamental changes to the way we pay for university in England would have longstanding ramifications for young people’s plans for their future. Two years into the new fee regime…
Laden with bad economics. thisisbossi

Why the government shouldn’t privatise the student loan book

The announcement that the government intends to sell off part of the student loan book is perhaps no surprise, but it is bad economics. Debt from student loans is currently a groaning £46.6 billion on…

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