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Articles on Consumer spending

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Around 12 million Americans take out payday loans to help them pay for monthly expenses. andriano_cz/iStock / Getty Images Plus via Getty Images

We tend to underestimate our future expenses – here’s one way to prevent that

Understanding why people underpredict expenses could help them budget more accurately – and even encourage them to save more money.
To adapt to changing consumer habits during COVID-19, small retailers in Canada have offered services like home delivery and curbside pickup. They may need to continue those practices in the post-pandemic era. (Maarten van den Heuvel/Unsplash)

Dress pants optional: How retailers are dealing with changing consumer habits

The COVID-19 pandemic offers small retailers an opportunity to engage customers who are changing their habits.
The economic and health crisis we are experiencing will push luxury companies to reinvent themselves. Bertrand Guay/AFP

How the Covid-19 crisis could remodel the luxury industry

An acceleration of digital development, of the second-hand market and of concentration movements are notably to be expected in the sector.

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