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Single mothers are more likely than single fathers to have their debts discharged in court. Heide Benser/Getty Images

Your chances of getting rid of student loan debt depend on who you are

When researchers examined the outcomes for cases to discharge student loan debt, they found that judges are often biased against people based on their gender and other factors.
Businesses are structuring their lending practices to exploit loopholes in consumer credit laws. Shutterstock

Four common debt traps: payday loans, consumer leases, blackmail securities and credit ‘management’

Here are the four common lending practices identified by the Australian inquiry into credit and financial services targeted at those at risk of financial hardship.
Unemployment and underemployment, as well as physical and mental health problems, were the most common experiences of people falling behind on debts. Shutterstock

What 1,100 Australians told us about living with debt they can’t repay

Australia’s first large-scale study on the experiences of people in financial hardship contradict the idea most debt problems are due to poor choices.

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