Budgets are imperative for people to manage their resources and attain financial goals.
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Articles on Personal savings
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Americans are saving just over $2 of every $100 in disposable income after setting aside historically high amounts of cash during the pandemic.
Understanding why people underpredict expenses could help them budget more accurately – and even encourage them to save more money.
College savings plans – known as 529s – can be effective for certain families. Still, it pays to know the ins and outs of how the plans work, an expert says.
If the stars align, consumers will benefit from increased economic activity in the short term. And if they don’t, then the economic recovery will have consumers saving more in uncertain times.
Top contributors
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Professor of Marketing, University of Chicago
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Lecturer in Accounting, Finance and Economics, Griffith University
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Professor & Greenbaum/Ferguson/NJAR Endowed Chair in Real Estate Policy, Monmouth University
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Assistant Professor of Marketing & Behavioral Science, University of British Columbia
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Lecturer in Banking and Finance, University of St Andrews
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Assistant Professor of Marketing, Texas A&M University
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Associate Professor of Economics, West Virginia University
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Lecturer/Researcher, Obafemi Awolowo University
