Most small businesses rely on loans to finance at least some of their operations.
Concerns about a decline in lending to small businesses are growing as the Fed raised rates for the 10th time in a little over a year.
Democratic Sen. Elizabeth Warren of Massachusetts is a big proponent of banking reforms.
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Financial crises are inevitably followed by legislation to restructure the banking system, and the ongoing problems with bank stability are likely to be no exception.
Trying to maintain some stability.
Central banks are reaching into their toolkits to shore up the global financial system.
There are two types of systemic risk that can infect the highly interconnected global banking system.
A company’s internal structure can provide protection from external events.
Companies benefit from certain internal environmental and social checks and balances, particularly when it comes to preventing a tumble in their share price.
A real payload.
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The failure of Silicon Valley Bank has raised questions about some of the consequences when the government steps in to protect the depositors of troubled banks.
Small companies should think hard about their finances and how to make them more secure, particular in uncertain times.
Just hold your nose and make a decision.
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Big interest rate hikes could cause more market turmoil, while doing too little could have the same effect.
The cracks in the financial system are growing.
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The Fed, Treasury and FDIC acted swiftly to protect depositors and stem any panic, but anxiety continues to grow about the state of the global financial system.
A family reacts to news of the father’s bankruptcy in a 19th century engraving.
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New rules following a spate of bank failures in 19th century Britain could provide some lessons for today’s regulators.
Fed Chair Jerome Powell has a tricky job in balancing inflation fears with recession fears.
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The latest consumer prices report shows cost of living is still rising far above the Fed’s target. But don’t expect monetary policymakers to aggressively hike rates.
Signature Bank collapsed at lightning speed.
AP Photo/Yuki Iwamura
Lenders face a lot of risks, but two of them – interest rate and liquidity – were the main drivers of the sudden and rapid failure of Silicon Valley Bank and Signature Bank. That’s why more trouble may be ahead for the banking sector.
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The speed of SVB’s collapse was a surprise but central bankers can learn lessons from this failure.
SVB encountered a perfect storm of high interest rates and fearful clients.
AP Photo/Jeff Chiu
SVB, as it’s known, collapsed with lightning speed following a run on its deposits.