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Articles on 401(k)

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Financial decisions can be a real maze. Andrii Vodolazhskyi/Shutterstock.com

Why we hate making financial decisions – and what to do about it

Research suggests that the reason people may put off funding their 401(k) plans or managing credit card debt is because our perception of finance as ‘cold’ conflicts with our hot-blooded emotions.
The compulsory super scheme in Australia is clearly superior to the voluntary 401(k) scheme utilised by the United States. Image sourced from www.shutterstock.com

Our super system isn’t perfect - but for a failure, look to the US

When you consider that the average US household will have just $104,000 in retirement savings, Australia’s compulsory super system starts to look like a really good idea.
Private equity is eyeing smaller investors. Image sourced from www.shutterstock.com

Private equity chases new investors – your aunt Edna

Private equity is becoming much less private these days. But it is still not clear who will benefit from this new-found openness and accessibility. Not so long ago, private equity operated largely outside…

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