Articles on Affordable housing

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On average, Gen Ys are $50,000 short of the deposit they expect they’ll need to buy their first home. Lolostock from www.shutterstock.com

What’s the key to home ownership for Gen Y?

Without long-term solutions to the imbalance between incomes and house prices, Gen Ys face a lifetime of renting without the financial and emotional security of home ownership.
Housing costs are driving poorer families into areas with fewer and fewer opportunities. Kate Ausburn/flickr

Smart cities wouldn’t let housing costs drive the worse-off into deeper disadvantage

The 2016 articulation of an urban agenda assumes building more highways, railways and trams will produce better, more productive cities that somehow give everyone a job.
A national housing policy is needed that recognises how all the sectors – buying, renting, investing, social housing or homeless – are connected. AAP/Paul Miller

Our cities will stop working without a decent national housing policy

A decent national housing policy is not just about the million or so Australians who are in housing need, marginal housing or homeless. In reality, all the housing sectors are connected.
Almost one in three older Australians would like to downsize to reduce the demands of maintaining their garden, but many can’t find alternative homes to suit their needs. Pierdelune from www.shutterstock.com

Lack of housing choice frustrates would-be downsizers

Australia’s housing stock is not meeting the demands of older Australians, according to a new report.
What’s in the Turnbull government’s first budget for cities, defence, social services, the ABC and more? AAP/Lukas Coch

Federal budget 2016: political experts react

On reform, the 2016-17 budget is a holding one, with tinkering on the sides.
Maybe not, if you work on Wall Street. Reuters

Is the American Dream dead?

Falling homeownership rates, stagnant wages and diminishing retirement savings mean that for more and more Americans, the middle-class dream is slowly dying – if it's not already gone.
Before entering politics, Scott Morrison was employed to develop policy for the Property Council of Australia, which is now leading the charge against negative-gearing reform. AAP/Mick Tsikas

Housing policy is captive to property politics, so don’t expect politicians to tackle affordability

The default position for politicians is to sound concerned about housing affordability, but do nothing. This can be explained by the idea of 'policy capture', in this case by industry interests.
A key problem with working out the impacts of negative gearing is that we don’t know exactly which properties it affects or the status of their tenants. AAP/Dan Peled

Scrap or preserve negative gearing? Here’s six other options worth debating

What if there was a middle option between retention and abolition that made negative gearing work better? There are multiple ways to improve accountability for this $8 billion-a-year tax concession.
Labor’s Chris Bowen and Bill Shorten announced plans for new tax rules, and the government, even as it attacked their plan, has also opened the door to changes to negative gearing. AAP/Gemma Najen

A first step on negative gearing, but not much more

The problem is there are already too many buyers willing to pay high prices, and negative gearing is designed to create more buyers willing to pay more.
Housing affordability, especially in Sydney, is now a source of political protests and the NSW government has announced a funding scheme with the potential to ease the pressure. AAP/Teresa Parker

Are we seeing a new dawn for affordable housing?

In what looks to be a landmark policy announcement with possible national ramifications, the NSW government has outlined the first phase of a $1 billion fund to develop social and affordable housing.

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