Our report draws on data from more than 1,000 participants who told us of their experiences through community meetings, repeated surveys years after the fires or in-depth interviews.
Low-income earners, small-business owners and part-time workers are most likely to lose income following a disaster.
Estimates of the cost of Victoria's 2009 Black Saturday fires provide a staring point for calculating the much bigger cost of these ones.
Artists and entertainers have raised millions of dollars for the current bushfire crisis – so why are they still at the receiving end of so much criticism and so little funding and support?
The latest bushfires cannot be compared to Ash Wednesday or Black Saturday. Our nation's fire history is being rewritten.