The share of homes owner-occupied has slipped only two percentage points since 1996, but the proportion owned outright has slid from 42% to 31%.
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Articles on first home buyers
Displaying 1 - 20 of 28 articles
The latest data shows early access to super in the pandemic widened the retirement savings gap between men and women. Housing affordability is a serious problem, but depleting super isn’t the answer.
Both major parties’ schemes would put upward pressure on house prices – but not much. Here’s why, according to a former Australian Treasury official.
The federal government’s expanded first home loan deposit scheme will help those who qualify, at the expense of those who don’t.
The fine print shows its an inquiry into housing “supply”, but supply isn’t a particularly urgent problem.
Most of the budget’s housing measures shuffle the queue, rather than increase the number of homes.
New Zealand’s housing market is ill designed to create the surpluses that would force down values. Only the state can change that.
In its latest stimulus measure, the Morrison government will extend its first home loan deposit scheme to an extra 10,000 home buyers.
Grants to home buyers could cost the federal government billions without creating any extra jobs in construction. Investing in social housing is a better approach.
Whether you owned a home or not used to be straightforward. The boundaries are becoming permeable.
The real problem with the government’s first home owner deposit scheme is that it won’t prioritise those who need the funds the most.
You can’t help first home buyers without making other buyers worse off.
Topping up deposits by as much as 15 percentage points will help, but housing isn’t risk-free.
New modelling shows negative gearing and capital gains taxes can be reformed in a way that doesn’t impact poorer investors.
The budget acknowledges the crisis of affordability for first home buyers, but fails to do enough about demand pressures on prices to put home ownership back within their reach.
Economists struggle to agree on when and where housing bubbles occur, but bubbles all have similar characterisitics.
Think it’s hard for first-home buyers? Ask people with an intellectual disability about it.
Declining interest rates has made housing more affordable over the past thirty years, but it has also increased the risk for homebuyers.
The latest thought bubbles about using super savings for housing might be less harmful than in the past, but they would be just as ineffective.
Generation Rent may force a complete rethinking of home ownership as a basis of our housing systems. Rather than representing security, these housing markets make us vulnerable.
Top contributors
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ARC Future Fellow & Professor of Economics, Curtin University
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Program Director, Economic Policy, Grattan Institute
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Professiorial Fellow, The University of Melbourne
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Professor, Curtin Law School and Curtin Business School, Curtin University
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Research Fellow in Real Estate, Centre for Applied Economic Research, UNSW Sydney
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Senior Lecturer, Research School of Economics, and Research Associate, Centre for Applied Macroeconomic Analysis, Australian National University
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Professorial Fellow, The University of Melbourne
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Professorial Fellow, University of Canberra
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Professor of Law and Ageing, UniSA: Justice and Society, University of South Australia
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Research economist, The University of Melbourne
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Director, Bankwest Curtin Economics Centre, and Bankwest Research Chair in Economic Policy, Curtin University
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Associate Professor, Institute for Culture and Society, Western Sydney University
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Director, Academic Quality, Massey University
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Honorary Associate Professor, School of Economics, University of Sydney
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Visiting Fellow, Tax and Transfer Policy Institute, Crawford School of Public Policy, Australian National University
