Even if you’re well covered, your area may struggle long after a disaster if most locals don’t have enough home and/or contents insurance. Search our map by postcode or suburb name to check your area.
People wade through high water to evacuate a flooded home in LaPlace, La., after Hurricane Ida struck.
Patrick T. Fallon/AFP via Getty Images
The most vulnerable communities are being pushed deeper into poverty with each climate-related disaster. Part of the problem is that government aid helps the wealthiest people most.
AAP Image/Supplied by DFES, Nikki Woods
Instead of telling people to buy more of the right type of insurance, we should be asking how insurance can work better for people.
Flooding in La Platte and other cities in Nebraska have so far caused an estimated $1 billion in damages.
The Trump administration has proposed a major revamp of the National Flood Insurance Program since its inception in 1968. Here’s why it needs fixing.
With flood risks projected to rise, it’s feared parts of Townsville and other cities will become “uninsurable”.
Amid fears that parts of Townsville and other Australian cities might become “uninsurable”, making urban areas more resilient and adaptable to flooding is becoming more urgent.
Households in rural and regional areas are more likely to be insured than those in cities, possibly because rural residents are more attuned to environmental conditions and the risks to property.
The differences between owners and the growing number of renters, and between rural and urban areas, point to explanations other than affordability for the one-in-two Australians who are underinsured.
High tides, whipped in by Hurricane Hazel in 1954, shattered boats and buildings in Swansboro, N.C.
AP Photo, File
As Hurricane Florence is expected to pound the Carolinas with significant flooding, an insurance expert explains how the program designed to help the millions affected recover.
A storm caused flooding in the CBD as it swept through Hobart.
Patrick Gee/The Mercury. Used with permission
Managing flood risk is not just ‘good planning’; it requires commitment to resilient cities by land developers, politicians and communities. Effective response means learning from mistakes.
Relatively few homes hit by Harvey have flood insurance.
The federal government created a program in 1968 to insure homes in the US from flooding, yet few of the houses hammered by Harvey’s record rainfall were covered.
The financial impact of Hurricane Katrina on individual lives has been little studied until now.
Researchers examined credit data on the victims of Hurricane Katrina to understand how the disaster affected their personal finances, revealing important lessons for those hurt by Harvey.
Two people walk down a flooded section of Interstate 610 in Houston in floodwaters from Tropical Storm Harvey on Sunday, Aug. 27, 2017.
AP Photo/David J. Phillip
As Hurricane Harvey shows, flooding can happen wherever large storms stall and dumps lots of rain. A new study finds that development is increasing in flood zones inland, where people may not think they are at risk.
Hurricane Wilma in 2005 was the last major storm to rock Florida – and its insurance market.
Even though Hurricane Matthew has been downgraded to category 3, it’s expected to cause substantial damage to Florida and other states in the region. The question is, who pays.
Cars remain submerged on a road in Texas after torrential rains caused massive flooding.
The National Flood Insurance Program – the only source for flood-prone property protection – is drowning in debt.