A few simple changes to Australia’s system of student loans would smooth increases in the amounts owing and make it easier to get home loans.
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Articles on HECS
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Reparing farm dams helps farmers – and nature. What if farmers could access loans for nature repair work – and only repay them when revenue is high?
A new student contribution system is likely to be part of Labor’s promised Universities Accord.
Workers could take a 10% pay cut on the condition it’ll be paid back when conditions improve.
Taxpayers, including those paying tuition fees with FEE-HELP loans, can claim a deduction for self-education expenses that relate to the work they do. But graduates with a HECS-HELP debt can’t claim.
This essay explores the way the social contract between universities, society and the state has changed over the course of the 20th century. And how generations of students paid and benefited.
With HELP debt likely to increase to A$75 billion in 2020, research from the US shows offering students financial literacy courses may be a gentler way to combat student debt.
We shouldn’t take the government’s own budgetary savings rationale at face value.
After almost a decade of failed processes to reform the current funding system, the government must produce a revised system that improves the quality of outcomes for students in all courses.
Students currently pay higher fees for courses that lead to jobs with typically higher wages. But not all students find, or want, a job in their area of study. Should all students then pay the same amount for their university degree?
Students rated their financial literacy quite low, which means many students who have managed to secure a place at university don’t believe they understand about debt.
The HECS revolution remains seriously incomplete because it does not extend to many parts of the vocational education and training sector - which still suffers from the scourge, hostility and unfairness of upfront fees.
A heavy focus of Bill Shorten’s budget reply speech was preparing for the future with science, technology, engineering and mathematics education. While this focus is a step in the right direction, the policies probably aren’t the right way to go about it.
Overseas debtors should have to repay their student loans, but it won’t recoup as much as repayments from deceased estates.
Unpaid HELP debts are a problem, while super contributions may be lost. Should students use super to repay HELP?
It seems the desired effect of Pyne’s uni reforms is to stratify the system, making the top unis better and the middle-tier unis worse. A progressive tax would allow him to achieve this goal.
There continues to be a lot of discussion about the future of tertiary education in Australia. Should fees be deregulated, places capped, interest on student loans charged at the bond rate? And on, and…
The release of the 1988-89 cabinet documents show that the Hawke government’s plans for Australian higher education were in some ways as radical as the policies that Education Minister Christopher Pyne…
A decade of strong mining revenue growth has seen workers disproportionately located in the “mining states” of Queensland and Western Australia. With mining investment now waning, workers drawn by in the…
I love the free market. It means my morning cup of coffee costs roughly the same at almost all the coffee shops near campus. The free market is however ruthlessly efficient, even if it is largely responsible…
Top contributors
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Professor in the Practice of Higher Education Policy, Australian National University
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Director, Policy Impact, College of Business and Economics, Australian National University
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Associate Professor, Melbourne Centre for the Study of Higher Education, The University of Melbourne
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ARC Laureate Fellow, Swinburne University of Technology
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Adjunct Professor, Department of Leadership, Higher and Adult Education, OISE, University of Toronto
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Associate Professor in Language, Literacy and TESL, University of Canberra
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Vice Chancellor's Fellow at Victoria University and Adjunct Professor of Economics, Victoria University
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Vice-Chancellor and President, CQUniversity Australia
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Professor of Economics, UNSW Sydney
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Associate Professor of Economics, University of Technology Sydney
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Associate Professor, Research School of Finance, Actuarial Studies & Statistics, Australian National University
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Mitchell Professorial Fellow, Victoria University
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Professor of Ecological Economics, UCL
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Associate Professor, Social & Political Sciences, University of Technology Sydney
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Law Professor, University of New England
