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Articles on Insurance

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Wildfire smoke creates an orange glow over San Francisco, Sept. 9, 2020. Burak Arik/Anadolu Agency via Getty Images

Coping with Western wildfires: 5 essential reads

How climate change and other human actions have combined to create conditions for explosive wildfires in California, Oregon and Washington state.
Some of the highest coronavirus hospitalization rates in Denver are in neighborhoods near Valverde, a community that was once redlined. RJ Sangosti/Denver Post via Getty Images

Is your neighborhood raising your coronavirus risk? Redlining decades ago set communities up for greater danger

Neighborhood characteristics like pollution from busy roads, widespread public transit use and lack of community-based health care are putting certain communities at greater risk from COVID-19.
As larger percentages of the U.S. population become infected, a study shows how direct medical expenses for treating COVID-19 will rise. Those costs will come back to everyone. Scott Eisen/Getty Images

Coronavirus medical costs could soar into hundreds of billions as more Americans become infected

Reopening state economies too soon risks a second wave of the pandemic, and a surge in medical costs. Anyone who pays insurance premiums and taxes will be picking up the tab.
Many houses still do not have cyclone-ready roofs, so are liable to lose them if hit by the full force of the storm. Dan Peled/AAP

Homes can be better prepared for cyclones. But first we must convince the owners

Most homes are not as cyclone-ready as they could be. It seems lower insurance premiums aren't enough of an incentive for owners to upgrade their homes, but a new study points to some solutions.
Insurers have to protect themselves against foreseeable risks. For insurers of fossil fuel projects, those risks are growing. Shutterstock

Adani beware: coal is on the road to becoming completely uninsurable

The decision of Suncorp to dump coal, just months after the re-election of the Morrison government, makes it clear that insurers can't afford wishful thinking.

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