Delivery services and cafes commonly prompt customers to leave a specific tip – for example, 15%, 20%, 25% – at the point of sale rather than after completing the service.
Mobile operators also offer money sending and receiving services.
Waligorahim/Wikimedia Commons
Masud Ibrahim, AAM University of Skills Training and Entrepreneurial Development and Robert E. Hinson, University of Ghana
The introduction of these technologies in Ghana has created an enabling platform for consumers to use their mobile phones to pay for goods and services
Gavin Brown, University of Liverpool; Richard Whittle, Manchester Metropolitan University, and Stuart Mills, London School of Economics and Political Science
Contactless payments may be convenient – but they also make it easier to overspend.
Michael Wade, International Institute for Management Development (IMD) and Elizabeth Teracino, International Institute for Management Development (IMD)
Most people would be content to pull off one of the world’s top five IPOs, but Jack Ma is on course for his second.
A customer and vendor exchange electronic money through a mobile phone in Uganda.
Ndiwulira/Wikimedia Commons
China’s most popular social media app WeChat is on the rise in Australia thanks to demand from Chinese students and tourists. Here’s what you need to know if you plan to use it.
The ‘war on cash’ is slowly eliminating paper currency.
Thanatos Media/Shutterstock.com
The banks could have used their collective bargaining power not only against Apple for Apple Pay but also stall the adoption of mobile payments in Australia.
ANZ has already struck a deal with Apple for its contactless payment system but now four other banks are arguing the company is making competition difficult.
Monica Davey/EPA
The competition in Australia’s contactless payment industry is heating up as Apple Pay sets up in Australia. However some banks claim the company is making the system less competitive.
Bank tellers might not need to be worried about their jobs with the rise of cashless payments.
Dean Lewins/AAP
Mobile payments will be one of the hottest businesses in 2015 as consumers increasingly swap cash and credit cards for their smartphones. How fast the mobile payment market segment grows, however, will…
Pinar Ozcan, Warwick Business School, University of Warwick
Apple Pay has launched to much fanfare. People with the iPhone 6 or 6 Plus are now able to make credit card payments at certain shops and restaurants in the US. But Apple Pay isn’t the first of its kind…
Look, I know we’re not really talking right now but could I possibly borrow a tenner?
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A service is soon to launch in the UK that will enable us to transfer money to other people using just their name and mobile number. Paym is being hailed as a revolution in banking because you can pay…
Sometime in the not too distant future we won’t go through the hassle of negotiating how to split a lunch bill. We’ll do it through an app. Or pay your portion with your credit card, your online ID, or…
Will Apple’s Passbook succeed where so many other digital wallet ventures have failed?
Image from www.shutterstock.com
You might not realise it, but there is a virtual queue of organisations snaking around you just waiting to make you more valuable than you actually are. Your spending patterns, loyalty program memberships…