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Articles on pension plan

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Continuing to engage in mental challenges keeps the brain from deteriorating in early retirement. Westend61/Getty Images

Retiring early can be bad for the brain

A study of a retirement program in China found that people who retired early suffered significant cognitive decline that put them at risk of early onset of dementia.
Most states struggle to meet pension funding needs – and the pandemic will make it worse. hudiemm/Getty

COVID-19 will turn the state pension problem into a fiscal crisis

Many of the public employee pension plans run by states don't have enough money in them to make upcoming pension payments to retired state workers. The pandemic could make that problem much worse.
Shoppers browse at a Sears Canada store in Toronto in October after the company began liquidation sales. Its retirement funds are short $308 million, forcing a 19 per cent cut to employee pensions. (THE CANADIAN PRESS/Nathan Denette)

Sears Canada tarnishes the gold standard of pensions

Sears Canada's bankruptcy should alert employees and regulators alike to rethink defined-benefit pensions.

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