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The Postal Service has over 30,000 retail locations in the U.S, including off the Appalachian Trail in Caratunk, Me. AP Photo/Robert F. Bukaty

Postal banking could provide free accounts to 21 million Americans who don’t have access to a credit union or community bank

About a quarter of census tracts with a post office lack a credit union or community bank, making the US Postal Service an efficient way to help more Americans get low-cost bank accounts.

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