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Articles on Property market

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Before entering politics, Scott Morrison was employed to develop policy for the Property Council of Australia, which is now leading the charge against negative-gearing reform. AAP/Mick Tsikas

Housing policy is captive to property politics, so don’t expect politicians to tackle affordability

The default position for politicians is to sound concerned about housing affordability, but do nothing. This can be explained by the idea of ‘policy capture’, in this case by industry interests.
Are loans guaranteed by parents adding unnecessary risk to the market? Julien Tromeur/Shutterstock

The problems with relying on the bank of mum and dad

First home buyers looking to break into the housing market are turning to their parents, but it’s not a risk-free proposition for either party.
Research shows ageing will affect house prices, with interesting results. Dan Peled/AAP

How Australia’s ageing population could push house prices down

Despite talk of a housing bubble in Australia, house prices have been flat in real terms over the past six years since the pre-financial crisis peak in December 2007. The weighted average of established…
Australians of all ages are lining up to tap the equity in their home, but as a policy solution for welfare it comes with many risks. Julian Smith/AAP

Your home as an ‘ATM’: home equity a risky welfare tool

Perceptions of the family home have changed dramatically in recent years. Once viewed as a tool to ensure low housing costs in old age, a more complex and wide-ranging welfare role for home ownership has…
Houses should be homes, not assets. Chris Radburn/PA

House prices need to be stabilised, not capped

Amid all the noise around UK housing policy, it is worth taking a step back and asking a deeper question about our property market. Yes, another bubble would be damaging for the UK economy and especially…
While the Coalition has criticised Australia’s public debt levels, it is the country’s private debt that is the big issue. Image sourced from www.shutterstock.com

The truth behind our ‘dangerous’ public debt levels

Liberal MP Andrew Robb has criticised the rise in public debt under the current Gillard government in a recent ABC radio interview. During the interview, Robb claimed growth in public debt was excessive…

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