Articles on Student loans

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A cap is a sensible option, but it must form part of a total redesign of the VET financing system. from www.shutterstock.com

Student loan caps must be part of total redesign of vocational funding system

Loan caps are only a partial solution to a much bigger problem – declining public investment in VET and a dysfunctional VET financing system, which neither side of politics has been willing to address.
Income share agreements work quite like federal loans. Student debt image via www.shutterstock.com

Are income share agreements a good way to pay for college?

In income share agreements, students agree to pay a percentage of their future income to a private company or lender in exchange for additional money to cover college expenses. Are they for everyone?
A early chest, belonging to Sir Thomas Bodley, founder of The Bodleian Library at Oxford Unviersity. mira66

The history of student loans goes back to the Middle Ages

When the first universities opened in Europe, some 800 years ago, students literally borrowed from a chest and used their books as collateral.
It’s difficult for students who are struggling financially to focus on their academic work. Shutterstock

Financial stress distracts university students from academic success

For many students, stress about money is a terrible and unwelcome distraction from their degrees – qualifications they hope can lift themselves and their families out of poverty.
Where will the money come from for Hillary Clinton’s college plan? Hillary for America

Clinton’s debt-free college comes with a price tag

Hillary Clinton's US$350 billion college plan will need a doubling of the federal government’s funding to colleges. But this large expansion in federal dollars will not be without its own costs.
It’s an annual ritual, but commencement still has value. Commencement image via www.shutterstock.com

Why commencement still matters

As students walk to receive their certificates on commencement day, what are the thoughts of their teachers who stood at the same place some decades ago? What has changed?
Waiting to go off. Student debt via PathDoc/Shutterstock

What can defuse the student loan time bomb?

According to a new pamphlet issued by the Social Market Foundation, “the Tories’ student loan system that finances our universities, voted through by the Lib Dems, is a timebomb waiting to go off”. The…

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