Crop insurance cushions farmers against natural disasters, but it also can lead them to overuse resources and reduce their incentive to adapt to climate change.
While disaster insurance would go a long way in averting losses, demand for cover is still lower than expected.
The changes could save members up to A$3 billion, but they don't tackle the problems of total disability insurance.
Consumer law requires legal agreements to be transparent – so how does this apply to complicated terms and conditions we're expected to read?
Companies these days offer insurance on pretty much anything you buy, no matter how inexpensive. How do you know when it's worth it?
It seems many Australians are over-insuring when it comes to funerals.
Most Australians don't read terms and conditions or other contracts, so lawyers are experimenting with comics, graphics and other ways to make them more understandable.
In response to mudslides that have killed at least 20 people in Southern California, a geologist calls for more resources to study and map landslide hazards so residents can understand the risks.
People on low incomes put insurance cover first – even if it means doing without basic goods.
How many healthy years of life do you have ahead before you become unhealthy – and then die? One model tries to find the answer.
Climate change will increase the risk of owning properties in coastal cities like Miami – but the insurance industry is
Insurance-linked securities aim to shield insurers and governments from huge costs following disasters. But they bear eerie similarities to the securities that caused the 2008 financial meltdown.
The bills now pending in Congress won't do what it will take.
The federal government created a program in 1968 to insure homes in the US from flooding, yet few of the houses hammered by Harvey's record rainfall were covered.
It's time for Australia's personal injury insurance schemes to start preparing for change.
Insurers complain noisily when regulators step in to stop them charging more to some groups, but there might be a benefit to us all when a better balance is found.
People are taking on larger future risks and costs just so they can buy a house. Increases in new home owners are seen as a positive development, but what if they can't afford the ongoing costs?
As natural disasters become more intense, it's time for insurance companies to help communities adapt to climate change.
Facebook has banned insurance firm Admiral from using its data but research suggests it could predict if you're a risk taker.
Instead of relying on cyber insurance to protect businesses against the damages of attacks, executives should get to know the information they are protecting.