On one hand, the government has just waved through one of the biggest banking mergers of the last 20 years. On the other, they’ve been waving the big stick at Australia’s supermarket oligopoly.
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Articles on ANZ
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By declaring cash an ‘essential service’ the government would secure its future for those Australians who still use it.
The Commerce Commission says New Zealand’s banking sector is uncompetitive. But in the rush to fix the problem, regulators need to ensure they don’t introduce risk and instability into the system.
Former Reserve Bank and Treasury chiefs have gone on to run Westpac, the National Australia Bank, the ANZ, and Macquarie Bank. It makes regulating those banks hard.
Westpac and the ANZ have suspended dividends payments. The National Australia Bank has slashed them. The peculiarities of our tax system explain why retirees hate this more than they should.
Management trumps technology in making companies productive, but that doesn’t mean firms can be complacent when it comes to keeping up with change.
The charges laid against ANZ and other banks over alleged cartel-like behaviour suggests that Australia is following the United States in cracking down on anti-competitive behaviour.
The Financial Services Royal Commission can ask the banks for the material it wants, in the form it wants.
The Australian Banking Association says ‘nearly 80% of bank profits go straight back to shareholders’, the majority of whom are ‘everyday Australians’. Is that right?
Broadening the royal commission beyond banking may dilute the focus on the banks themselves.
Appearing to co-operate is the best way to try to influence the terms of an inquiry and manage the bad press.
Even though the Prime Minister and heads of the big four banks argue costly political uncertainty is the reason for the royal commission, experts argue the banks’ behaviour itself is the real cost.
The major banks have tried to downplay their role in manipulating the BBSW interest rate benchmark. But this is not the first instance of bad behaviour.
Parliamentary hearings reveal a lot of confusion between government, regulators and industry around banking regulation. This needs to be fixed.
Fully half of Westpac’s loan book consists of interest-only loans, so why are the banks not more concerned about what could happen next?
The new levy on banks from the budget is a small hit to their profit but it could have unintended consequences.
The agile working style was originally designed by tech companies for efficiency in software development but now one of Australia’s big four banks wants to implement this.
ASIC is telling CommInsure to do what it should have been doing all along. Let’s forget the past and mistreatment of customers, it’s paradise for firms that prey on the sick and dying.
Studies have shown that shame can motivate people to be both helpful but also vengeful, so the verdict is still out on whether it curbs bad behaviour.
The banks could have used their collective bargaining power not only against Apple for Apple Pay but also stall the adoption of mobile payments in Australia.
Top contributors
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Visiting Fellow, Macquarie University Applied Finance Centre, Macquarie University
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Emeritus Professor of Finance, The University of Melbourne
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Senior Lecturer, Faculty of Law, University of Wollongong
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Adjunct Professor, Swinburne University of Technology
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Vice Chancellor's Fellow at Victoria University and Adjunct Professor of Economics, Victoria University
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Professor of Corporate Law & Academic Director of UNE Sydney campus, University of New England
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Professor of Finance, The University of Melbourne
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Professor of Politics and International Studies, Murdoch University
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Professor, Monash Business School, Department of Management, Monash University
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Professor of Law, Queensland University of Technology
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Senior research associate, University of Sydney
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Professor, Curtin Law School and Curtin Business School, Curtin University
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Associate Professor - Department of Accounting and Corporate Governance, Macquarie University
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Associate Professor in Finance, University of Sydney
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Professor of Accounting, Durham University
