About 100 homes in Angus, Ont. were damaged by a tornado in June 2014. Ten lost their roofs and had to be demolished.
Gregory Alan Kopp, Western University
Weather-related catastrophic events have cost Canadians more than $17 billion in the past decade. That only stands to grow, unless building codes change to make homes more resilient.
Labor wants young Australians defaulted into insurance the Productivity Commission says most don’t need.
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Three-quarters of insurance executives believe artificial intelligence will revolutionise the industry within a few years. It promises lower premiums, but brings ethical risks too.
Households in rural and regional areas are more likely to be insured than those in cities, possibly because rural residents are more attuned to environmental conditions and the risks to property.
Tasmania Police/AAP
The differences between owners and the growing number of renters, and between rural and urban areas, point to explanations other than affordability for the one-in-two Australians who are underinsured.
Democrat Nancy Pelosi spoke in D.C. the night of the midterm elections.
Reuters/Jonathan Ernst
Nir Kshetri, University of North Carolina – Greensboro
As cyberattacks and hacking become more common, businesses and private individuals are realizing that cleaning up from digital destruction can be expensive.
Damage from Hurricane Michael and other storms may lead to higher insurance premiums.
Reuters/Terray Sylvester
Convincing people to see and appreciate the threats posed by climate change is one of the great challenges of our day. Insurers may be able to succeed where scientists and educators have failed.
Industry representatives wear fitness trackers at the International Consumer Electronics Show in January 2014 in Las Vegas. Health and fitness information is being increasingly shared with insurance companies.
(AP Photo/Julie Jacobson)
Insurer John Hancock now requires customers to use activity trackers for life insurance policies. Here’s how that will put life insurance and even mortgages out of reach for many people.
High tides, whipped in by Hurricane Hazel in 1954, shattered boats and buildings in Swansboro, N.C.
AP Photo, File
As Hurricane Florence is expected to pound the Carolinas with significant flooding, an insurance expert explains how the program designed to help the millions affected recover.
There’s still money to be made steering people into bad products.
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A woman gets back into her flooded car on the Toronto Indy course on Lakeshore Boulevard in Toronto on July 8, 2013. Housing developers are building housing on known flood plains in cities around the world.
THE CANADIAN PRESS/Frank Gunn
Cities around the world, including Toronto, are building housing on flood plains knowing the risks in the era of climate change. Here’s why that will contribute to growing inequality in our cities.
Many gig workers are vulnerable to work-related accidents, so what can be done to ensure they are insured for injury and illness?
Sam Saunders/Flickr
Many vulnerable workers aren’t covered for work-related injuries and illness. Employment law is largely a federal matter while compensation schemes are state-run, but there’s a way to fix the problem.
Crop insurance is designed to help farmers weather disasters such as Hurricane Irma, which devastated many Florida citrus farms in 2017.
AP Photo/Tamara Lush
Don Fullerton, University of Illinois at Urbana-Champaign; Julian Reif, University of Illinois at Urbana-Champaign; Megan Konar, University of Illinois at Urbana-Champaign, and Tatyana Deryugina, University of Illinois at Urbana-Champaign
Crop insurance cushions farmers against natural disasters, but it also can lead them to overuse resources and reduce their incentive to adapt to climate change.
People take shelter during the floods in Mozambique.
Antonio Silva/EPA
Lecturer and Research Fellow, School of Geography, Planning, and Spatial Sciences. Coordinator, Education for Sustainability Tasmania, University of Tasmania