Often the main differences among plans involve a long list of varying deductibles, co-pays and other out-of-pocket expenses, which can be tough to analyze.
Nearly 160 million Americans get insurance through employers, but that does not mean it’s good social policy. An economist explains some aspects of employer-sponsored insurance that don’t work well.
Presidential candidates have been proposing plans to expand health coverage, lower prescription drug costs and make hospital bills more transparent. But few get to the real problem. Here’s why.