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Articles on community banks

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The Postal Service has over 30,000 retail locations in the U.S, including off the Appalachian Trail in Caratunk, Me. AP Photo/Robert F. Bukaty

Postal banking could provide free accounts to 21 million Americans who don’t have access to a credit union or community bank

About a quarter of census tracts with a post office lack a credit union or community bank, making the US Postal Service an efficient way to help more Americans get low-cost bank accounts.
Some of the practices of microfinance institutions have been shown to increase indebtedness as well as economic and social vulnerabilities. Shutterstock

Collective action around common resources could help vulnerable communities

The creation of resources that are shared, accessible, and collectively owned and managed by communities has become a way for social entrepreneurs to contribute to community development.

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