The differences between owners and the growing number of renters, and between rural and urban areas, point to explanations other than affordability for the one-in-two Australians who are underinsured.
As House Democrats prepare their agenda for the next two years, dealing with America's massive fiscal gap should be at the top of their list.
As cyberattacks and hacking become more common, businesses and private individuals are realizing that cleaning up from digital destruction can be expensive.
Convincing people to see and appreciate the threats posed by climate change is one of the great challenges of our day. Insurers may be able to succeed where scientists and educators have failed.
Insurer John Hancock now requires customers to use activity trackers for life insurance policies. Here's how that will put life insurance and even mortgages out of reach for many people.
As Hurricane Florence is expected to pound the Carolinas with significant flooding, an insurance expert explains how the program designed to help the millions affected recover.
Dud insurance is the tip of the iceberg.
Cities around the world, including Toronto, are building housing on flood plains knowing the risks in the era of climate change. Here's why that will contribute to growing inequality in our cities.
Many vulnerable workers aren't covered for work-related injuries and illness. Employment law is largely a federal matter while compensation schemes are state-run, but there's a way to fix the problem.
Crop insurance cushions farmers against natural disasters, but it also can lead them to overuse resources and reduce their incentive to adapt to climate change.
While disaster insurance would go a long way in averting losses, demand for cover is still lower than expected.
The changes could save members up to A$3 billion, but they don't tackle the problems of total disability insurance.
Consumer law requires legal agreements to be transparent – so how does this apply to complicated terms and conditions we're expected to read?
Companies these days offer insurance on pretty much anything you buy, no matter how inexpensive. How do you know when it's worth it?
It seems many Australians are over-insuring when it comes to funerals.
Most Australians don't read terms and conditions or other contracts, so lawyers are experimenting with comics, graphics and other ways to make them more understandable.
In response to mudslides that have killed at least 20 people in Southern California, a geologist calls for more resources to study and map landslide hazards so residents can understand the risks.
People on low incomes put insurance cover first – even if it means doing without basic goods.
How many healthy years of life do you have ahead before you become unhealthy – and then die? One model tries to find the answer.
Climate change will increase the risk of owning properties in coastal cities like Miami – but the insurance industry is