New research shows that paying cashlessly, whether by card or phone and regardless of any credit involvement, leads to spending more money.
Rigor acadêmico, estilo jornalístico
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Less than 20 years ago, 69% of Australians’ purchases were made with cash. It’s now 13% and falling. This chart shows how the way we pay has completely changed in just one generation.
An attempt to prevent fraud in Ghana’s burgeoning mobile money sector could be a setback for access to financial services.
A recent ban on charges for paying by credit or debit card could open the door to legal action for surplus fees paid in the past.
The banks could have used their collective bargaining power not only against Apple for Apple Pay but also stall the adoption of mobile payments in Australia.
Despite a rise in cashless payments and a drop in customers drawing out cash, bank tellers might still have a future.
RBA has no comparative advantage or good reason to regulate the Payments System. Australia already has a specialist agency to regulate industry – the ACCC.
Principais colaboradores
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Adjunct Professor, Swinburne University of Technology
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Professor of Institutional Economics, RMIT University
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Professor of Economics, RMIT University
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Principal Lecturer, Law, University of Portsmouth
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Associate Professor in FinTech & Information Systems, University of Southampton
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Visiting Fellow, Crawford School of Public Policy, Australian National University
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Professor of Marketing, University of Adelaide
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PhD Researcher in Marketing, University of Adelaide
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Senior Lecturer in Marketing, The University of Melbourne
