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Public Service Loan Forgiveness can be difficult to get if you don’t know the rules. Rawpixel.com/www.shutterstock.com

What is public service loan forgiveness? And how do I qualify to get it?

A higher education professor explains the complex rules behind Public Service Loan Forgiveness, a program meant to provide debt relief to student loan borrowers who went into public service jobs.
The financial system is awash with money, which is why interest rates have been so low for so long. (Shutterstock)

How banks have set a trap for the U.S. Fed by creating money

It's been 10 years since the U.S. signed into law a scheme to print money, essentially, and save the financial sector amid the sub-prime mortgage meltdown. Did it work? And who's truly benefitted?
if you like to drink (or sell) German beer, higher rates are a wonderful thing. Matthias Schrader/AP Photo

Why higher interest rates should make you happy

While borrowers may not be thrilled by the Federal Reserve's decision to raise rates, many of us have plenty of reason to celebrate.
Nelson Mandela with his predecessor FW de Klerk. Tough questions are being raised about the compromises Mandela made for South Africa’s transition to democracy. Reuters/Peter Andrews

Why South Africa should undo Mandela’s economic deals

South Africa's transition into democracy involved compromises that left white privilege intact and black poverty undiminished. Here are a dozen of Mandela's economic deals that need to be undone.
Credit rating agencies often elicit criticism when they downgrade countries. EPA/Justine Lane

Q&A: why credit rating agencies matter for developing countries

Credit rating agencies have come in for a lot of flack. But the bottom line is that to attract investors with deep pockets countries can't avoid having a credit rating. And a good one at that.
Ed to Ed. Facundo Arrizabalaga/EPA

Labour bid to break from the past ignores the fiscal reality

Ed Miliband is trying to wrestle back the political initiative in Manchester. The leader of the opposition must avoid becoming mired in deeply complex constitutional questions of devolution at his party’s…

Scarcity leads to bad borrowing

Low-income individuals often focus on immediate expenses, making future expenses more difficult to meet. A Princeton University…

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