Professor Steve Worthington joined the Monash University department of Marketing in 2002, prior to which he worked at several universities in the United Kingdom, in an executive role at a UK bank and UK supermarket group. Steve teaches Strategic Marketing in the MBA program and Relationship Marketing and Marketing Financial Services in the Master of Marketing program. His research interests are focused on the distribution of financial services, particularly through the channel of payment cards. These topics are of interest to both academics and practitioners. His paper Banking without the Bank, International Journal of Bank Marketing was ranked 12th highest downloaded article in 2012 (was 2nd most downloaded in 2011) and remains the 4th highest in terms of immediacy. This focused on the opportunities and challenges facing new entrants into the financial services market, particularly from brands such as Tesco Bank and Virgin Money. Steve is a member of the Consumer Finance Advisory Group of the Financial Services Institute of Australasia and of the Academic Standards Board of the International Academy of Retail Banking.