For economically strapped Americans, the financial fallout from the epidemic may be permanently embedded in their digital profiles, making it harder for them to regain their economic footing.
China's social credit system has been described as a 'dystopian nightmare straight out of Black Mirror' but many citizens think it will help fight fraud and bring about a better society.
Far too many people in Britain rely on high-cost short-term credit from alternative lenders.
Millions of Chinese citizens have been blacklisted by Chinese authorities from booking flights or high-speed train tickets due to low social credit scores.
The government needs to learn from the mistakes in the US in sharing our credit history information to third parties.
One day, your Facebook posts and Tweets might convince lenders to drop you some cash. Until then, here are five simple ways to help open up the bank vaults.