Zip Co’s ‘buy now pay later’ service is growing in popularity. But because its business model avoids the responsible lending requirements, consumer advocates are worried.
Easy credit services like Zip trade on the individual's belief that their income rise in the future.
What have I done?
Most people consider themselves canny shoppers – but we're all human.
More elderly people may soon be pinching pennies.
Americans are increasingly struggling to save enough for retirement. If Social Security isn't saved, growing old in poverty will likely become more common.
Automated portfolio-allocation software can provide financial planning services that meet clients' financial situations and future goals. But can it help investors make more rational decisions?
La banque en ligne Orange sur mobile.
A new study explores factors that motivate users of mobile banking applications in Cambodia and France.
Financial decisions can be a real maze.
Research suggests that the reason people may put off funding their 401(k) plans or managing credit card debt is because our perception of finance as 'cold' conflicts with our hot-blooded emotions.
It’s all about money.
Most people agree that children should be taught to manage money — but who decides what they learn, and who is responsible for teaching them?
In the US "liar loans" have been identified as one of the key reasons behind the 2008 financial crisis. But how big a problem are poor loan checking practices in Australia?
The financial impact of Hurricane Katrina on individual lives has been little studied until now.
Researchers examined credit data on the victims of Hurricane Katrina to understand how the disaster affected their personal finances, revealing important lessons for those hurt by Harvey.
The health of our pensions can ebb and flow with mortality rates, and the latest data has delivered a shock.
On the outside.
Whether it is a basic bank account, a mortgage to buy a house or loan to start a business, financial services are an essential part of modern life.
People are needlessly filing for bankruptcy because they don’t understand the system.
New research shows people are needlessly declaring bankruptcy because they don't know about the help available to manage their debts.
The Brexit process will take two years but it is having an immediate effect on your finances.
Broken bank via www.shutterstock.com
Almost half of Americans have trouble saving, while average credit card balances have swelled to $6,000. Can we turn this around?
Asking borrowers questions to reveal their trustworthiness is a tricky business that's very hard to get right.
Most of us think we’re poorer than we actually are.
Piggie bank via www.shutterstock.com
Do you procrastinate about taking care of financial matters in your life? Recently a fascinating article about financial procrastination appeared online. The author publicly admitted that “after years…