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The government has spent $100 billion on the private health insurance rebate. Why? And does it represent value for money?
During the pandemic, there have been fewer claims on private health insurance. So why are premiums going up?
Young people should pay less for private health insurance. So should people who are healthy, as they’re less likely to access private health care.
Young people don’t see the value in private health insurance and are dropping their cover in droves. Allowing under 55s to pay lower premiums, based on their lower risk, could keep them in the system.
Young people continue to cancel their private health insurance despite discounts to entice them to stay. Instead, we should reduce their premiums based on their likelihood of needing health care.
A raft of changes to private health insurance in Australia will come into effect on April 1. Here’s what you need to know.
Kontributor teratas
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Honorary Enterprise Professor, School of Population and Global Health, and Department of General Practice and Primary Care, The University of Melbourne
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Professor and Director, Macquarie University Centre for the Health Economy, Macquarie University
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Research Fellow, Macquarie University Centre for the Health Economy, Macquarie University
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Reader in Health Economics, Centre for Health Economics, University of York
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Phd Candidate (Economics), University of Newcastle
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Professor of Health Economics, The University of Melbourne
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Professor of Health Economics, University of Bologna, University of Newcastle
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Senior Lecturer, School of Economics, University of Adelaide
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Senior Lecturer in Accounting and Finance, University of Newcastle
