Retirement

Analysis and Comment (6)

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It’s time for the government to rethink its stance on superannuation guarantee contributions. AAP

Increasing the super contribution rate is a second-rate solution

By Stephen Kirchner, University of Technology, Sydney

Australia’s approach to retirement incomes policy has three pillars. The first pillar is the means-tested age pension, which dates from 1909, and is intended to provide a safety net should the other pillars…
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A quarter of retirees are using their superannuation lump sum to pay off debt: is this poor planning or the result of tax incentives?

For retirees, nothing is certain but debt and taxes

By Susan Thorp, University of Technology, Sydney

Will extra debt neutralise increases in the superannuation contribution rate? Studies of retirees’ financial positions show that many people accumulate debt faster than they add to their super. Once they…
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Many older people already want to work longer but encounter barriers to doing so. Image from www.shutterstock.com

It’s time to redefine the traditional working age

By Rafal Chomik

Welcome to Shades of Grey, a series from The Conversation that examines the challenges posed by Australia’s ageing workforce. Today, Rafal Chomik, a Senior Research Fellow at UNSW’s ARC Centre of Excellence…
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Maintaining workforce participation in older workers has some benefits, but current labour trends are “age unfriendly”. Image from www.shutterstock.com

There’s no silver bullet solution to Australia’s ageing workforce

By Veronica Sheen, Monash University

Welcome to Shades of Grey, a series from The Conversation that examines the challenges posed by Australia’s ageing workforce, Today, Monash University’s Veronica Sheen looks at the sustainability of older…
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An emphasis on longer working lives should be a policy aspiration, rather than an ideological straitjacket. Image from www.shutterstock.com

Active ageing is a risky labour market policy

By Philip Taylor, Monash University

Welcome to Shades of Grey, a series from The Conversation that examines the challenges posed by Australia’s ageing workforce. Today, Monash University’s Philip Taylor looks at the costs and benefits of…

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Research Briefs (4)

Retirement can be bad for your health

The Institute for Economic Affairs

Retirement can be detrimental to both mental and physical health, according to researchers at the Institute of Economic Affairs…

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